Stablecoin

Stablecoins are cryptocurrencies designed to track a stable reference, typically the U.S. dollar. The major types: fiat-backed (USDT, USDC — claim to be backed 1:1 by USD reserves), crypto-backed (DAI — collateralized by other crypto), and algorithmic (largely failed since the UST collapse in 2022). Stablecoins solve crypto's volatility problem: a $32 / mo VPS invoice priced in BTC can become a $30 or $34 invoice during the confirmation window depending on price movement.

For offshore hosting customers, stablecoins eliminate that volatility. USDT-TRC20 (Tron network) is the most popular for low fees (~$0.50 / tx) and broad acceptance, particularly in APAC markets. USDC-ERC20 (Ethereum) is more compliance-friendly. Customers paying in stablecoins typically use centralised exchanges (which require KYC) — this is a privacy trade-off vs paying in BTC or XMR.